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Retirement Savings Account

IRA Certificates

PCMCU’s member service department can help you set up an IRA, and also help explain the basics of each type of IRA offered. The credit union offers Traditional, Roth, Education and Passbook IRA Accounts.

All certificate rules apply and are subject to IRA regulations. An IRA Passbook Account is for members who want to make periodic deposits of smaller amounts. The IRA Passbook Account is a variable rate account with no initial deposit requirement. Deposits can also be made by payroll deduction.

IRA accounts are federally insured, separate from other PCMCU accounts, to $250,000 by the NCUA. Consult your Professional Tax Advisor for personal and financial advice.

See Rates

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