Wherever you are in your higher education, get the money you need for school. Student loans from PCMCU in partnership with Sallie Mae® could help!
For borrowers attending or borrowing for a student attending a degree-granting institution
Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae® Student loans from PCMCU in partnership with Sallie Mae® could help!
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
– Competitive interest rates
– Multiple repayment options
– No origination fees; no prepayment penalty*
Smart Option Student Loan®
for Undergraduate Students Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school
Graduate School Loan Pay
for expenses as you pursue your master’s and doctoral degrees
MBA Loan Pay
for your business school expenses as you pursue your Masters of Business Administration degree
Medical School Loan Pay
for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine
Dental School Loan Pay
for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics
Graduate School Loan for Health Professions Pay
for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs
Law School Loan Pay
for your school and associated expenses as you study for your law degree
Help your student by taking responsibility with a loan in your name.
Learn which loan is right for you, please get started here.
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. PCMCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
* Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
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