Download The App
TODAY!

Available for Apple or Android mobile devices.

No Thanks
skip side callouts

Confirm Navigation

This link will open up a new window and load the following page from an external website:

By clicking Continue you will be redirected from PCM Credit Union’s website to an externally-hosted website that is not controlled or affiliated with the credit union. PCM Credit Union is not responsible for the content or availability of linked third-party websites. Please be aware that the internal privacy and/or security controls of linked third-party websites may differ from those practiced by PCM Credit Union. Please be further advised that in the event a transaction takes place between you and the third-party host of the linked website, that PCM Credit Union does not represent the interests of either party in any such transaction.

Deposits

Certificates

PCMCU’s term share certificates offer a fixed rate of interest on your investment on a particular time period. You select the term from 3 months to 4 years. See Rates

Certificate Features:

  • $500 minimum deposit to open
  • Terms available: 3 month, 6 month, 7 month, 9 month, 12 month, 15 month, 18 month, 24 months, 36 month, and 48 month. Special terms and rates may also be available (See Rates).
  • Additional deposits of at least $100 can be made on certificates with a term of one year or less
  • 90-day early withdrawal penalty on certificates with an original maturity of one year or less.
  • 180-day early withdrawal penalty on certificates over a one-year term.
  • All certificates will automatically renew at maturity.
  • Dividends are available any time after they are paid, and may be transferred into another PCMCU account

Health Savings Account (HSA)

A health savings account (HSA) is a tax-exempt trust or custodial account that you set up with a qualified trustee to pay or reimburse certain medical expenses you incur. You must be an eligible individual to qualify for an HSA. You may contact the credit union for more detailed information on HSAs, or visit the IRS website directly at www.irs.gov and enter Health Savings Accounts in the search. A debit card is available for the account. See Rates

Retirement Savings Account (IRA)

PCMCU’s member service department can help you set up an IRA, and also help explain the basics of each type of IRA offered. The credit union offers Traditional, Roth, Education and Passbook IRA Accounts.

All certificate rules apply and are subject to IRA regulations. An IRA Passbook Account is for members who want to make periodic deposits of smaller amounts. The IRA Passbook Account is a variable rate account with no initial deposit requirement. Deposits can also be made by payroll deduction.

IRA accounts are federally insured, separate from other PCMCU accounts, to $250,000 by the NCUA. Consult your Professional Tax Advisor for personal and financial advice. Learn more about Certificate features.

See Rates

skip sidebar
skip programs