PCM | Deposit Rates

Share Savings Accounts

Min. Balance, Dividend Rate, and APY for Savings Accounts
Type of Account	Minimum Balance	Dividend Rate	APY
Shares*	$5 – $99 $100 +	0.00% 0.50%	0.00% 0.50%
Rewards Savings	Up to $500.00 $500.01 +	7.25% 0.50%	7.50% 0.50%
Super Shares**	$2,500 – $24,999 $25,000 – $49,999 $50,000 – $74,999 $75,000 – $99,999 $100,000+	0.60% 0.70% 0.80% 0.90% 1.00%	0.60% 0.70% 0.80% 0.90% 1.00%
Top Ten Shares***	$5,000 – $24,999 $25,000 – $49,999 $50,000 – $74,999 $75,000+	0.70% 0.80% 0.90% 1.00%	0.70% 0.80% 0.90% 1.00%
Share Draft (Checking)	$5,000 +	0.15%	0.15%
Christmas/Vacation Club	$25 +	0.50%	0.50%
Health Savings Account	$100 +	0.50%	0.50%
IRA Share Traditional, Roth & Education	$100 +	0.70%	0.70%
If balance is below $2500, the dividend rate will be equal to the Share rate. * If balance is below $5000, the dividend rate will be equal to the Share rate. Share Savings Accounts are variable rate accounts which means the rate may change after the account is opened. Dividends will be calculated using the average daily balance for the statement period method and posted to the above share accounts monthly. Please contact the credit union for further information.

Minimum Balance, Term, Dividend Rate, and APY for Certificate Deposits
Minimum Balance	Term	Dividend Rate	APY
5 Month CD Special! 1.00% APY 25 Month CD Special! 1.65% APY $10,000 Minimum Deposit
$500 Min	3 Month	0.75%	0.75%
$500 Min	6 Month	0.85%	0.85%
$500 Min	7 Month	0.90%	0.90%
$500 Min	12 Month	1.14%	1.15%
$500 Min	15 Month	1.24%	1.25%
$500 Min	18 Month	1.29%	1.30%
$500 Min	24 Month	1.39%	1.40%
$500 Min	30 Month	1.44%	1.45%
$500 Min	36 Month	1.54%	1.55%
$500 Min	48 Month	1.64%	1.65%

Min. Balance, Term, Dividend Rate, and APY for IRA Certificate Deposits
Minimum Balance	Term	Dividend Rate	APY
5 Month CD Special! 1.00% APY 25 Month CD Special! 1.65% APY $10,000 Minimum Deposit
$500 Min	6 Month	0.85%	0.85%
$500 Min	7 Month	0.90%	0.90%
$500 Min	12 Month	1.14%	1.15%
$500 Min	15 Month	1.24%	1.25%
$500 Min	18 Month	1.29%	1.30%
$500 Min	24 Month	1.39%	1.40%
$500 Min	30 Month	1.44%	1.45%
$500 Min	36 Month	1.54%	1.55%
$500 Min	48 Month	1.64%	1.65%
Penalty for early withdrawal – 90 day penalty on Certificates less than 1 year 180 day penalty on Certificates 1 year or greater.