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Home Equity

Home Equity Loans

Tap into the equity in your home for the things you need… and want!

With a home equity loan you may use the equity in your home to borrow a specific amount of money, for up to 15 years. This is a 3-year ARM (adjustable rate mortgage) program , however, the interest rate is fixed for the term of the loan if written for 5 years or less.

Apply Now!

MAX Closing Costs $349

Loan Campaign Rules:
Max $349 closing costs special is on $10,000+ of new money of approved Home Equity Loan or Home Equity Line of Credit.  The maximum credit for any one loan is $500.  Offer is for a limited time.  PCM Credit Union is an Equal Housing Lender.  Member eligibility required.  Restrictions apply.  Offers are subject to change.  PCM Credit Union reserves the right to end the promotion at any time without notice.

Home Equity Line of Credit

A home equity line of credit (HELOC) provides a line of credit which you may draw funds from up to your maximum credit line, as needed. PCMCU’s home equity line of credit is a revolving line of credit up to $50,000. A single application gives you an ongoing credit source. Here are some reasons why a home equity line of credit is the smart way to borrow:

  • No application fee or points
  • No annual maintenance fee
  • Low, competitive interest rate (See Rates)
  • Very low closing costs

Apply Now!

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