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Home Equity

Home Equity Loans

Tap into the equity in your home for the things you need… and want!

With a home equity loan you may use the equity in your home to borrow a specific amount of money, for up to 15 years. The interest rate is fixed for the term of the loan, if written for 5 years or less. This is a 3-year adjustable rate mortgage program, however if your term is 5 years or less, it will be a fixed rate. The rate may be adjusted after the initial three year term.

Apply Now!

Home Equity Line of Credit

A home equity line of credit (HELOC) provides a line of credit which you may draw funds from up to your maximum credit line, as needed. PCMCU’s home equity line of credit is a revolving line of credit up to $50,000. A single application gives you an ongoing credit source. Here are some reasons why a home equity line of credit is the smart way to borrow:

  • No application fee or points
  • No annual maintenance fee
  • Low, competitive interest rate (See Rates)
  • Very low closing costs

Apply Now!

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