EMV Chip Technology
We’ve Made Your Security Our #1 Priority!
EMV Chip cards are credit and debit cards that have an embedded chip, which offer you advanced security by making every transaction unique when using the chip card to pay in-store and at the ATM.
And, your chip card is more difficult to counterfeit or copy. If the card data and the one-time code are stolen by hackers, the information cannot be used to create counterfeit cards and commit fraud.
What does this mean for PCMCU MasterCard TM Credit and Debit Cardholders?
When your current MasterCard Credit and/or Debit Card reaches the card expiration date, you will then be reissued the new EMV card with the security chip.
Here’s how the new EMV card works at an in-store terminal:
During the transition to chip, you can swipe your card as you normally would and follow the prompts. However, not every merchant is EMV ready and you may be required to swipe your magnetic at some places you shop. If the terminal is chip enabled, it will prompt you to insert it instead.
- At chip-enabled terminals, insert your card with the chip toward the terminal, facing up. Do not remove until prompted.
- Provide your signature or PIN as prompted by the terminal. Some transactions may not require either.
- When the terminal says the transaction is complete, remove your card.
If you have any questions regarding PCMCU’s EMV chip-enabled debit or credit card, please feel free to speak to a PCMCU representative. We’re happy to help!
Offering peace of mind when you’re shopping online!
Mastercard® SecureCode™ provides the protection you deserve when making online purchases. With the rise in card fraud, it’s extremely important to take all precautions to keep your online card transactions secure.
When you make purchases online using a registered credit card you will be asked for your personal SecureCode, just like when you go to an ATM. Your card issuer will then confirm it is you and your transaction will be allowed to be completed.