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Credit Card

Mastercard Platinum Rewards Card

PCMCU’s MasterCard Platinum Offers you CASH BACK REWARDS!

It’s the best Rewards Card around, because no matter what you’re using your PCMCU Rewards card to purchase, whether you’re buying gas, groceries, or a special gift, you can earn 5% cash back on your purchase! It’s that simple!

It’s a straight 5% cash back reward on any purchase, and it goes right back to you!

Apply Now!

Here’s how it works:

Each month you use your PCMCU Rewards Credit Card to make purchases, your cash back rewards will come back to you as a credit to your account on your next monthly statement! You may earn a maximum cash back reward of up to $50 each month. That means you could earn up to $600 each year by using your PCMCU Rewards card for purchases.

Here’s the optimal way to get the most from your PCMCU Platinum Rewards Credit Card Membership without having to pay an annual fee:

As members utilize all the money saving services PCMCU has to offer, the savings come back again and again. Rewards credit card members who maintain an active Rewards Savings Program and No Fee Checking account, plus related services including, direct deposit, debit card, free Virtual Branch, and eStatements on all accounts, will have the Rewards Credit Card $49 annual fee waived. Members may still apply for the Rewards credit card without the above listed services. However, the $49 annual fee will be assessed to the card account one year from credit card account approval. So you may still have the cash back rewards opportunities all year long.

Additional card features that make it the credit card of choice:

  • One Great Low 9.88% APR – No Penalty APRs
  • No Balance Transfer Fee
  • No Cash Advance Fee (5% cash back not available on cash advances)
  • Mastercard Platinum Rewards Program
  • No Annual Fee for the First Year
  • Available Credit Limit Ranging from $10,000-$20,000

Card Benefits Include:

  • MasterCard Global Services™
  • Extended Warranty
  • Identity Theft Resolution Services
  • Price Protection
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Cellular Telephone Protection

Apply Now!

Please click here for complete MasterCard Platinum Rewards credit card disclosures.

Choose our Copper Card Mastercard on the next page.

*APR=Annual Percentage Rate. Rates and terms are subject to change. All credit card applications are subject to credit approval. Please take a moment to review our consumer credit card agreement and disclosure for rates, fees, and complete card details.

NOTICE: On July 1st, 2019 Mastercard is removing the following Core Benefits from the Rewards Card

Price Protection, Extended Warranty and Concierge Services will be removed as a benefit.

Mastercard will be enhancing the ID Theft Protection Service for cardholders.

Copper Card

PCMCU has always strived to provide the financial options our members are looking for. Options that provide quality and convenience, without the high fees! If you’re looking for a simple, no frills, NO Fee credit card, the PCMCU Copper Card is the card for you!

The Copper Card offers you a great low 9.88% APR, great features, and online account access through Virtual Branch.

Copper Card Features:

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Late Fee
  • No Over-The-Limit Fee
  • No Foreign Transaction Fee
  • Available credit limit ranging from $1,000 – $20,000

Card Benefits Include:

  • MasterCard Smart Shopper Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Travel Accident Insurance – $1,000,000
  • Baggage Delay Insurance
  • Emergency Card Services

Apply Now!

Please click here for complete PCMCU’s Mastercard Copper Card credit card disclosures.

*APR=Annual Percentage Rate. Rates and terms are subject to change. All credit card applications are subject to credit approval. Please take a moment to review our consumer credit card agreement and disclosure for rates, fees, and complete card details.

Account Access & Payment Options

Credit Card Member Notice:

Due to the COVID-19 pandemic, you may experience an increased wait-time on calls for card assistance. We understand the importance of servicing your request and thank you for your patience.


Cardholder Service!
Call with questions or concerns regarding your PCMCU Copper or Rewards credit card.
To report your card lost or stolen, during regular business hours you may call the credit union at 1-877-373-4023.
After business hours, please call 1-877-314-9354 or 1-571-325-3400 (int’l)


  • Access Your Credit Card Account Online 24/7 ‐ Online access is available through PCMCU’s Virtual Branch online banking service. To access your credit card, simply log in to your Virtual Branch account. Your new credit card will appear in the “Loan Accounts” tab. Click on this tab and your credit card link will appear. Click on credit card account and the following message will appear. You may then follow the “Click Here” link for online access to your credit card.
  • Bill Pay Service – Set up a one‐time or reoccurring payment through PCMCU’s Virtual Branch and BillPay service.
  • Mail Your Payment – Mastercard: (Phone: Toll Free (877) 314-9354)
    PCMCU Card Services
    P.O. Box 2711
    Omaha, NE 68103-2711
  • Call or stop by PCMCU – You may make a payment by calling the credit union at (920) 499‐2831 or in person at PCM Credit Union, 601 Willard Drive, Green Bay, WI 54304.
  • PCMCU Credit Card Call Center(877) 314‐9354 (pay by phone fee may be assessed) The security and privacy of your payments are important. Protect your cards with your own personal password so only you can purchase with them online. Register your PCMCU Credit Card before shopping online. Select the card program service for you.


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