Rewards Mastercard
PCMCU’s MasterCard Rewards Card Program
5% CASH BACK/STATEMENT CREDIT** On Purchases! Low 13.99% Fixed Rate APR* NO balance transfer fee, NO cash advance fee, NO over-the-limit fee, and a new contactless “tap” feature!
Application and Solicitation Disclosure
Consumer Credit Card Agreement and Disclosure
Here’s how it works:
Each month you use your PCMCU Rewards Credit Card to make purchases, you will earn rewards! The optimal way to get the most from your PCMCU Rewards Credit Card Membership without having to pay an annual fee is: As members utilize all the money saving services PCMCU has to offer, the savings come back again and again. Rewards credit card members who maintain an active Rewards Savings Program and No Fee Checking account, plus related services including, direct deposit, debit card, free Virtual Branch, and eStatements on all accounts, will have the Rewards Credit Card $49 annual fee waived. Members may still apply for the Rewards credit card without the above listed services. However, the $49 annual fee will be assessed to the card account one year from credit card account approval. So you may still have the rewards opportunities all year long! Additional card features that make it the credit card of choice:
- One Great Low 13.99% APR – No Penalty APRs
- No Balance Transfer Fee
- No Cash Advance Fee (5% cash back not available on cash advances)
- Rewards Program
- No Annual Fee for the First Year
- Available Credit Limit Ranging from $10,000-$25,000
Apply Now! Rates and terms are subject to change. All credit card applications are subject to credit approval. Membership eligibility required. Equal Housing Opportunity. Please take a moment to review our consumer credit card agreement and disclosure for rates, fees, and complete card details. *APR=Annual Percentage Rate. **Rewards Card: Maximum $50 per month cash back/statement credit reward on purchases. Certain monthly limitations apply.
SimplyGo Mastercard
PCMCU has always strived to provide the financial options our members are looking for. Options that provide quality and convenience, without the high fees! If you’re looking for a simple, no frills credit card, the PCMCU SimplyGo Card (formerly known as our Copper Card) is the card for you! The SimplyGo Card offers you a low fixed 13.99% APR*, great features, online account access, and a new contactless “tap” feature!
Application and Solicitation Disclosure
Consumer Credit Card Agreement and Disclosure
SimplyGo Features:
- No Annual Fee
- No Balance Transfer Fee
- No Cash Advance Fee
- No Late Fee
- No Over-The-Limit Fee
- No Foreign Transaction Fee
- Available credit limit ranging from $1,000 – $25,000
Apply Now! Rates and terms are subject to change. All credit card applications are subject to credit approval. Membership eligibility required. Equal Housing Opportunity. Please take a moment to review our consumer credit card agreement and disclosure for rates, fees, and complete card details. *APR=Annual Percentage Rate
Account Access & Payment Options
Account Access & Payment Options Call with questions or concerns regarding your PCMCU Copper, SimplyGo or Rewards Mastercard. To report your card lost or stolen, during regular business hours you may call the credit union at 1-877-373-4023. After business hours, please call 1-877-314-9354 or 1-571-325-3400 (int’l)
- Access Your Credit Card Account Online 24/7 ‐ Credit Card Online Access is available through PCMCU’s online banking service. Online access allows you to view credit card activity, payment options, transaction history and more, all at your convenience! To access Credit Card Online Access:
- Log in to your Virtual Branch account
- Find your credit card in the “Loan Accounts” tab. Click on this tab and enter into Credit Card Online Access
- Follow the prompts to make a payment
- Transfer your payment in your PCMCU online or mobile banking – Log in to your PCMCU online or mobile banking and transfer your credit card payment from your checking or savings (similar to making a loan payment).
- Call or stop in at a PCMCU Branch – You may make a payment by calling the credit union at (920) 499‐2831 or in person at any of our branch locations.
- Mail Your Payment – PCMCU Card Services P.O. Box 2711 Omaha, NE 68103-2711 (address from statement)