Loan Rates

LIMITED TIME OFFER

What a great time of the year to thank our members for borrowing with us. For a limited time, take out a new loan and get up to 90 days with no payments.

Offer applies to select closed-end consumer loans only.  Mortgage, home equity, Kwik Cash, balloon loans and credit cards are excluded.  Membership eligibility required.   Loan terms and conditions are based on credit qualifications and approval.  $5,000 new money to PCM Credit Union required on secured, consumer loans.  $2,500 new money to PCM Credit Union required on unsecured, consumer loans.  First payment may be deferred for up to 90 days on select loans.  Finance charges begin accruing when loan is funded.   Offer effective November 4, 2024.  Rates, terms, and conditions are subject to change at any time, and this offer may end without notice.  Please contact us to see if your loan qualifies.

Apply online and choose your PCMCU loan officer
Speak with your chosen loan officer about what mortgage options are best for your financial needs.

Down Payment Options:

Home loans for purchase require as little as 3% down payment. 10% down payment loans are still available with no PMI. Please contact a PCMCU loan officer for complete details.

DOWN PAYMENT PLUS!

You may qualify for up to $10,000 to use toward down payment and closing costs! Home buyers must meet income eligibility requirements and: • Contribute at least $1,000 to the purchase of the home • Complete pre-purchase home buyer education • Live in the home as your primary residence Please call PCMCU and ask to speak to a member of our lending team to see if you qualify.

*Closing Costs as LOW as $1299!

Maximum $1299 in closing costs on NEW money refinance and home purchases.
Not applicable for Fannie Mae or PCMCU fixed rate mortgages.

Real Estate Loans Outside of Wisconsin and Upper Michigan

Call for additional details at (920) 593-2767