PCMCU has the best rates for <700 Credit Scores.
We offer rates well below the national average, with a simple no-surprises rate structure that allows you to be proactive as you research what is best for you.
We’ll give you reason to always consider PCMCU for your next auto loan! First let’s take a look at the national average for used vehicle loan interest rates based on credit score.
PCMCU vs. National Average Rates
First Vehicle… New Vehicle… or Fun Toy?
Or maybe refinancing an existing vehicle loan?
It’s always exciting to make that purchase, and PCMCU is here to help you finance it! Plus, we’ll do our best to help save you money with a refinance option.
- See Rates
- Optional Coverages for Vehicle Loans
- Obtain a printable, electronic version of the regularly updated Fuel Economy Guide from the U.S. Department of Energy and the U.S. Environmental Protection Agency.
Your Fast Track to Affordable Financing!
With great low rates, PCMCU can help you Clear the Road Ahead on your way to a car, truck, SUV, or van loan.
• Find the Right Vehicle with PCMCU’s Auto-Buying Resource
• Know What Fits Your Budget – Pre-Qualify and Get a Free Credit Score Analysis
• Spend Less Time at the Dealer – Pre-Approval Gives You Purchase Power!
Avoid Bumps in the Road with Added Protection
• Easy Pre-Approval Process – Contact a PCMCU lender or APPLY ONLINE
• Bi-Weekly payment options + Auto-Pay convenience
• Extended warranty protection, GAP insurance & Credit Life & Disability
Contact a PCMCU Lender for all rates and terms available. Membership eligibility required. Certain restrictions apply. Applications subject to credit approval.