Is your teen ready for the next step? Whether it’s for a cashless school trip or building smart spending habits, a PCMCU Teen Checking could be the perfect solution. When you’re ready to open your account with your teen, you’ll meet with a PCMCU expert to help educate your teen about using their debit card and meet them on their journey toward financial independence.
Teens aged 13-17 are eligible for a checking account and debit card with a joint parent/guardian.
We’ll get your teen set up with their joint checking account, which includes access and credentials to our online banking and mobile app.
Your teen’s debit card comes with enhanced protections, allowing them to learn how to manage their spending responsibly while giving you peace of mind.
As the parent/guardian with joint access to your teen’s account, you can easily manage their debit card through the Cards feature in the mobile app. Check out the Cards page for a step-by-step tutorial on how to get it set up.
During your account opening appointment, a PCMCU expert will guide your teen through the responsibilities of having their own debit card, meeting them at their current stage in their financial journey. Check out our Teen and Parent Resources page for even more educational content.