All PCMCU locations will be closed on January 1st in observance of New Year’s Day. Online banking and the PCMCU mobile app are available 24/7.

Family Giving

Slide into the new year with a gift of smart giving. Start your children and grandchildren on their financial journey with PCMCU by helping them open one of these family-friendly accounts.

Children's Savings

Available to children, newborn to age 21, with a joint parent or guardian. The perfect start for a child to learn and grow into successful savings habits.

  • Reward savings habits with PCMCU’s Save, Spin, and Win youth prize wheel.
  • Earn dividends on balances over $100

Teen Checking

Is your teen ready for the next step? Whether it’s for a cashless school trip or building smart spending habits, a PCMCU Teen Checking could be the perfect solution. When you’re ready to open your account with your teen, you’ll meet with a PCMCU expert to help educate your teen about using their debit card and meet them on their journey toward financial independence.

  • Ages 13-17
  • Joint Checking Account
  • Debit Card
  • Track Their Activity with the Mobile App
  • Financial Education from PCMCU Experts

HomeReady Savings

Activate a cash bonus when you buy your first home with PCMCU’s newest savings product. 

  • Commit to save 10% down
  • Minimum $250 to open and earn dividends
  • Minimum $100 monthly deposits for 12+ months
  • Cash bonus up to $2,500 at home closing

Holiday Spirit Bonus

All new Children’s Savings, Teen Checking, and HomeReady Savings accounts opened now until January 31, 2026 will be entered to win one of three Beats headphones!

Beats headphone giveaway 12/12/2025-1/31/2026. Prize Value (3 sets) $199.95 each. Individuals may enter by opening one of the following qualified accounts: Children’s Savings, Teen Checking with Debit Card, HomeReady Savings. One entry per person per qualified account. Membership eligibility required. Entrants must reside in the United States. The winner will be contacted no later than February 13th, 2026, using the phone or email address on account. If the winner is a minor, we may contact the joint adult or guardian on the account to accept the prize on their behalf. Physical acceptance of prize constitutes the winner’s affirmative consent for PCM Credit Union to use their name and photo for advertising/marketing and social media purposes, without requiring additional compensation. If any winner fails to respond to the Credit Union’s notification of winning within 48 hours after the Credit Union delivers notice, another eligible entry will be randomly selected. Employees, Directors and their household family members are not eligible to win. Winner will be chosen by random selection. Federally insured by the NCUA. If you have questions regarding this giveaway, please contact PCMCU/Marketing at (920) 499-2831