Fraud is more than just a financial threat; it’s a growing challenge that affects individuals, businesses, and communities worldwide. Knowing how to recognize, respond to, and recover from fraudulent activity is essential in today’s digital age.
This page is your guide to understanding the many faces of fraud, the warning signs to watch for, and the steps you can take to safeguard your information, assets, and reputation.
Becoming a victim to cyber threats can be alarming, but there are four simple things you can do to protect you and your family from fraud and cyber attacks:
Below, we’ll dive a little deeper into each of these essential tips, featuring trusted resources and videos from the Cybersecurity and Infrastructure Security Agency (CISA). Together, we can enhance our cybersecurity awareness and stay safe online all year long.
Using strong passwords is one of the easiest ways to protect your data. The best passwords are long, random, and unique to each account. Remembering each unique password can be difficult, but password managers are tools you can use to help.
MFA is your second line of defense. Enabling MFA for each account or app allows you to add an extra layer of security by confirming your identity. Even if hackers manage to crack your password, they won’t be able to get past the MFA. It only takes a few extra moments, but it significantly enhances your protection.
As a member of PCM Credit Union, you are automatically enrolled in two-way text alerts if you add a cell phone number to your account. Two way text alerts help protect your cards from fraud. Our fraud monitoring system keeps an eye on your transactions, and if anything suspicious is detected, you’ll receive a text asking you to confirm the purchase. Simply respond “yes” or “no” to help us quickly stop any suspicious activity on your card.
By adding your card to the PCMCU mobile app, you have the ability to turn your card on or off if you lose your card or suspect any fraudulent activity. Click here to learn more about the Cards feature.
Regularly reviewing your credit report is one of the best ways to catch signs of fraud. With PCMCU’s free credit monitoring tool called Credit Sense, you can easily track your credit score and loan activity right from mobile or online banking. Click here to learn how to enroll and start monitoring today.
Make an appointment today with Sara Jo Hicks, PCM Credit Union’s Fraud Specialist to discuss any of these topics.
E-mail: [email protected]
Direct: 920-593-2211
One current fraud trend is for scammers making calls look like they are coming from PCM Credit Union. This is what you may notice:
Please always remember to never give out personal or account information in reply to a random call, text or email.
Spoofing can also happen via emails or texts, so always be wary! Don’t click on links or call the numbers in those emails or texts. Hang up and call us immediately if you did give out any information relating to your accounts.