Routing: 275977858

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Checking & Debit Cards

Your checking account does more than just hold your money, it gives you easy access to it, whenever and wherever you need it. Our checking accounts are built for convenience, flexibility, and trust. Paired with your PCMCU Debit Card, you’ll enjoy 24/7 access to your funds, digital tools that make managing money simple, and the personal service that makes banking feel local.

Checking Account Features

  • No minimum balance requirement
  • No monthly maintenance fees
  • Advanced posting for electronic payroll deposits
  • Easy access via online banking and the PCMCU mobile app
  • Transfer money with Zelle (person to person), External Transfers (account to account), or Wire Transfer (financial institution to financial institution)
  • Electronic copies of checks available through online banking
  • Overdraft Protection and Courtesy Pay available
  • Make deposits in person, by mail, payroll deduction, direct deposit, electronic funds transfer, online banking transfer, and with mobile deposit capture in the PCMCU mobile app

Move Your Checking to PCMCU

New members can open a checking account during the new member online application process. Click the ‘Join PCMCU’ button at the top of the page to get started.

Current members can open a checking account online through online banking. After logging in, go to Accounts → New Account → Open an Account to get started. 

After opening a PCMCU checking account, follow these steps to ensure an easy transition from your previous financial institution. 

  1. Change your direct deposit by providing your employer with new PCMCU account info. PCMCU’s routing number is 275977858.
  2. Review last month’s statement to find automatic withdrawals. 
  3. Change your automatic payments. Call or visit the websites of payees to update payment information to your new PCMCU card or account number.

Stop Payment and Other Checking Account Forms

To notify us that your checks have been lost or stolen please call the credit union immediately at (920) 499-2831 or toll free at (877) 373-4023.

A stop payment is a request to cancel or prevent the payment of a check that you’ve already written but don’t want to be cashed or processed. 

For security reasons, we require a signature to initiate a stop payment. Please print and complete this stop payment form, then drop it off at any PCMCU location at your earliest convenience. You may also contact us at (920) 499-2831 to receive a stop payment form for electronic signature.

There is a nominal fee to cover the paperwork involved in this request and it will be automatically deducted from your checking account upon receipt of this form. Please contact us for current fee information.

 

Overdraft Protection Service

Learn more and complete the online consent form here.

Balance Your Account

Download a Share Draft Checking Reconciliation form here.

Check Reorder

Reorder online here.

Debit Card Features

  • Round Up: save while you spend with PCMCU’s Round Up savings perk (see more details below)
  • Widespread Acceptance: use your debit card anywhere Mastercard is accepted
  • Free ATM Withdrawals: enjoy 6 free ATM withdrawals per month. After that, it’s just $1 at non-PCMCU ATMs 
  • Extra Safety: if your card is lost or stolen, you are not liable for unauthorized purchases
  • Free POS Transactions: Point of Sale (POS) transactions are always free

Already a member but don’t have a debit card yet? Give us a call at (920) 593-2207. We’ll be happy to help you get started.

Debit Card Image

If your card is lost or stolen, or for inquires about your PCMCU debit card, call (833) 202-2877.

Round Up

Save while you spend with PCMCU’s Round Up savings perk. Round Up is an exciting feature to help debit card users save even more, with almost no extra work on your part. 

Here’s how it works: Every time you use your PCMCU debit card, we’ll round up your purchase to the nearest dollar and transfer the spare change into your chosen PCMCU savings account.

Enroll now by submitting this form:

Round-Up Debit Card Enrollment
Cardholder Name
Cardholder Name
Cardholder First Name
Cardholder Last Name
The account number your debit card is associated with.
Last 4 digits of the debit card you want to enroll in Round-Up (each card on account will need to be enrolled separately)
Round-Up Enrollment
A Round-Up request must be submitted for each card holder requesting to Round-up debit card purchases. Each card holder can select a different savings account to Round-Up into.
Example 01 Savings, 02 Savings, 03 Savings, Etc. (Round-Up cannot be deposited into HSA Savings, IRAs, CDs or Escrow Savings Accounts)

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