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Credit Sense

Stay on top of your credit with Credit Sense powered by Savvymoney. It’s a free, easy-to-use credit monitoring tool available through online and mobile banking. With Credit Sense, you can check your credit score anytime, get personalized tips to improve it, and monitor your credit report for changes or potential fraud all without affecting your score.

Whether you’re building credit, planning a big purchase, or just staying informed, Credit Sense gives you the tools to take control of your financial future.

Video Tutorial

Watch this video tutorial for a quick overview of all the features available in Credit Sense.

Credit Sense

Click-Thru Demo

This click-thru demo allows you to explore the Credit Sense tool without logging in to your account or enrolling.

Credit Sense is powered by Savvymoney, which is also a great educational resource. Click here to read articles and blog posts written by financial experts.

New to Credit Sense?

Access Credit Sense easily through online banking or right from the palm of your hand with our mobile ppp.

In the Mobile App

  1. Log in to PCMCU Mobile (click here for more information on enrolling in mobile banking)
  2. Select “See my Report” or “See my Score Today” in the box on the right side of your screen
  3. Fill out your information to pull your credit file (this is just a soft pull and will not affect your credit score)
  4. Accept the terms and continue on the path to “My Credit Score”

In Online Banking

  1. Log in to online banking (click here for more information on enrolling in mobile banking)
  2. Select “view credit score”
  3. Fill out your information to pull your credit file (this is just a soft pull and will not affect your credit score)
  4. Accept the terms and continue on the path to “My Credit Score”

Credit Sense Features

Once you are enrolled in Credit Sense you’ll be able to take advantage of the following features:

  • View your credit score and report
  • See personalized recommendations
  • View a detailed breakdown of your credit score across key categories.
  • Use the score simulator to simulate a projected score under certain scenarios
  • Set goals and track your progress towards your goals
  • View loans and offers
  • Set alerts to help you detect fraud or notify you when your score changes
  • View valuable education resources about credit and other financial topics
  • And more!
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