Due to the winter storm, all PCMCU branches will be closed today. Stay safe!

Online banking and the PCMCU mobile app are available 24/7.

GreenPath Financial Wellness

PCM Credit Union cares about your financial health. That’s why we partner with GreenPath Financial Wellness. GreenPath is a non-profit company that provides you with access to debt management services, free one-on-one financial counseling, and financial education tools. They can help you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals. GreenPath offers personalized assistance with:

  • Budgeting and money management
  • Debt repayment
  • Understanding your credit report and how to improve your score
  • Avoiding bankruptcy, foreclosure, and repossession

GreenPath Resources

We encourage you to look around our website to get a feel for some of the financial wellness resources available to you, then head to GreenPath.com or call 877-337-3399 to take a deeper dive into all of their resources.

Worksheets and Guides

How to Create a Budget

Managing your money can feel overwhelming, especially when times are tough. Figuring out what to prioritize and what to cut isn’t always clear. This guide breaks it down step by step, helping you make confident, informed choices for your budget.

Budget Worksheet

Use this budgeting calculator to track your monthly income and expenses and get a clear picture of your budget. It’s a great tool for building healthy financial habits and an even better activity to share with your teens as they learn the value of money management. (Español)

Holiday Budget Worksheet

The holiday season often brings unexpected expenses, but a little planning can go a long way. This worksheet helps you map out your gift list, set spending limits, and keep your holiday finances on track. Stay on top of your spending so you can enjoy the holidays without added stress.

Articles

Webinars

Online Courses

GreenPath offers an intuitive online portal called The Learning Lab+ with free and easy-to-use educational experiences. Simply log on to access engaging, hands-on “Choose your own Adventure” style coursework to build financially healthy habits. Some of our favorites include Navigating Auto Loans, Identify Theft, Fraud, and Scams, and Housing 101.

Financial Counseling Services

GreenPath offers free credit counseling and debt counseling to help ease your financial stress, address your financial concerns, and develop a plan for living a financially healthy life. GreenPath’s NFCC-certified counselors will help you find the best solution.

Looking for a way to become debt-free faster? GreenPath’s Debt Management Program combines financial literacy with real-world solutions to help you pay off credit card debt in 3 to 5 years – often with lower interest rates and one monthly payment.

Should you buy a home or refinance? What if you can’t make your mortgage payments? Or your credit isn’t great? For most of us, our home is one of the biggest factors in our budget. GreenPath’s HUD & NFCC certified counselors can answer your housing questions.