Mortgage Rate Drop
Mortgage Rates are Falling!
It’s the perfect time of year to look for a new home. PCM has just dropped our mortgage rates.
Take advantage of the savings today by making an appointment with one of our loan officers.
Whether it’s your first or 15th home, we are glad to walk you through the mortgage that best fits your family’s needs. PCM’s experts make your home buying experience easy.
We offer a full both fixed and adjustable rate mortgages. Let’s take a look at what’s right for you.
Contact a PCMCU loan officer for complete details on all mortgage options today!
ARM (Adjustable Rate Mortgages) Loan is a fixed rate for 7 years. The maximum annual adjustment after the 7th year is 1%. The maximum lifetime adjustment is 4%. Private Mortgage Insurance (PMI) may be required, which will affect the APR. Escrow account may be required. APR listed is based on a $100,000 loan.
Down Payment Options: Home loans for purchase require as little as 3% down payment. 10% down payment loans are still available with no PMI.
Maximum $899 in closing costs on NEW money refinance and purchase.
Life and Disability Insurance is available on most loans. Members with credit scores of 635 or less may be subject to a higher rate. This applies to all types of loans listed.