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Down Payment Plus

Down Payment Plus Option

If you want to buy a home and have a proven ability to make payments, PCM Credit Union and the Federal Home Loan Bank of Chicago can help.

Through the Downpayment Plus® Program*, up to $6,000 may be available to eligible homebuyers in 2017 to use toward down payment and closing costs. Ask one of our loan officers today about the Downpayment Plus Program to see if you are eligible.

Homebuyers must meet income eligibility requirements and:

  • Contribute at least $1,000 to the purchase of the home
  • Participate in pre-purchase homebuyer counseling
  • Live in the home as your primary residence

PCM Credit Union is committed to helping our neighbors. We can help lower your borrowing costs if you qualify for the Downpayment Plus Program. In 2017, you could receive up to $6,000 for the purchase of a home!

Federal Home Loan Bank of Chicago is a U.S. Government sponsored bank which provides services to financial institutions, including credit unions. As a partner of this unique entity, PCM Credit Union is able to share this program with you, the member-owners of PCMCU.

Funds for the program are limited and will be awarded on a first come-first serve basis until all funds have been used for the calendar year.

* Downpayment Plus is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Please see the Federal Home Loan Bank of Chicago’s website at www.fhlbc.com for complete requirements. “Downpayment Plus” is a registered trademark of the Federal Home Loan Bank of Chicago

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